Rebuild After Disaster

Many repair, demolition, construction, electrical, mechanical, plumbing, and floodplain-related projects may require permits before work begins. Property owners and contractors should review Village permit forms and construction code information before starting work.

Properties located in or near flood-prone areas may be subject to additional rebuilding, permitting, elevation, engineering, and construction standards. Review the Village floodplain rebuilding guide and floodplain map before beginning repairs or reconstruction.

Properties damaged by wildfire may require additional evaluation before rebuilding, especially where foundations, slabs, utility infrastructure, or soil conditions may have been affected.

Before hiring a contractor, verify licensing through the New Mexico Regulation & Licensing Department. Be cautious of unsolicited offers, high-pressure sales tactics, requests for large upfront payments, or work offered without a written agreement.

• Verify the contractor’s license.
• Ask for written estimates and contracts.
• Keep copies of receipts and payment records.
• Avoid paying the full cost before work is completed.

Keep photos, receipts, estimates, insurance documents, permit records, and contractor agreements together. These records may be important for insurance claims, disaster assistance, inspections, and future property documentation.

If you are having difficulty with an insurance issue, the New Mexico Office of Superintendent of Insurance Consumer Assistance Bureau provides consumer support and complaint assistance.